Campbell & Haliburton is a locally owned Regina insurance company,  and we are proud to be present in the same city that we started in more than 50 years ago!! Being part of the Regina community is one of the most important values of our company. We are a certified SGI CANADA broker and know the importance of not just selling an insurance policy, but educating each customer. In this article we are going to review; fact or fiction: can you gift a vehicle to a family member?  

Fact or Fiction: Can You Gift a Vehicle to a Family Member?

The short answer is “it depends.”  

What do you mean by a family member?  We all consider “family” to mean different things.  For some, our spouse’s second cousin’s aunt’s brother-in-law twice removed is family.  For others, we got lost with the “second cousin” part.  Thankfully SGI had defined who is and who is not qualified as family when it comes to gifting as vehicles.  The term that they use is “First Degree Relatives”  First Degree Relatives would include spouse, parent, child, grandparent, grandchild and sibling.  Actually, it gets a little more technical than that, so the best to ask before you give away your vehicle.  You can contact our motor license issuers at or on MyCH live chat.

Once you have determined that the person to whom you are gifting qualifies as a First Degree Relative you will need to  draft a letter stating your relationship with the new owner.  The new owner needs to present this letter when they are registering the vehicle.  Now if the vehicle has not had the Saskatchewan tax paid it will be subject to PST.  But again, our knowledgeable staff can assist with the fine points of this.

What if you want to, not gift the vehicle, but sell it for a low, low cost?  The same rules apply.  If you are looking to sell for less than the fair market, or red book value, it must again be to the first degree relative.

We get it, when we are passing on vehicles to family members, typically we either give them the vehicle or sell them for a dollar.  However the mold can be broken, when Daryl’s daughter was due to inherit his car he sold it to her for a whopping $3.28.  Why that amount?  Simple!  Daryl loves coffee, and a large dark roast coffee at his favourite coffee shop cost exactly $3.28.  That’s him!   How about you?  What is the most outrageous price you have ever sold a vehicle for?  Let us know on our Facebook page.

Based on our research and the current guidelines from SGI, it is a Fact that you can gift a vehicle to a family member. 

Our Trusted Regina Insurance Agents at Campbell & Haliburton have your best interests and safety in mind and our commitment to customer service is one of the pillars of our business. We also know insurance inside and out, so please get in touch with us for all of your insurance needs and we will be more than happy to help ensure what you value most is protected.

Trusted Regina insurance brokers

**(This is a general overview. There are many different insurance companies, and there are always differences in insurance policies. For specific details on your policy and coverage, we recommend that you contact your agent or broker.)