Campbell & Haliburton is a locally owned Regina insurance broker,  and we are proud to be present in the same city that we started in 1957!! Being part of the Regina community is one of the most important values of our company. We are a certified SGI CANADA Regina Insurance broker and know the importance of selling an insurance policy and educating each customer. In this article, we are going to talk about tenant insurance. 


Also known as renter’s insurance, is a type of home insurance policy that protects tenants and their personal belongings from losses due to unexpected events such as theft, fire, or water damage. While landlord insurance covers the building and any liability for injuries or damages that occur on the property, it does not cover the personal property of tenants. That’s why tenant insurance is so important for renters in Regina.

Here are some reasons why tenants need to have tenant insurance:

  1. Protect personal belongings: Tenants may have a wide variety of personal possessions, including furniture, electronics, clothing, jewelry, and more. Tenant insurance helps cover the cost of replacing these items if they are stolen or damaged in a covered event. Without tenant insurance, tenants would need to pay out of pocket to replace their belongings.
  2. Liability protection: Tenant insurance also provides liability protection, which covers the cost of damages or injuries that the tenant accidentally causes to others. For example, if a tenant accidentally starts a fire that damages the building, the landlord could sue the tenant for damages. Tenant insurance would help cover the cost of legal fees and damages if the tenant is found liable.
  3. Additional living expenses: If the rental unit becomes uninhabitable due to a covered event, such as a fire or flood, tenant insurance can help cover the cost of temporary living expenses. This can include hotel costs, food expenses, and other expenses related to living outside of the home.
  4. Peace of mind: Finally, tenant insurance provides peace of mind for tenants. Knowing that their personal belongings and liabilities are covered in case of unexpected events can help tenants feel secure and reduce stress.

In Regina, tenant insurance policies are typically affordable, with premiums starting around $20 per month. Tenants should carefully review their policy to understand what is covered and what is excluded. Some policies may have limitations on coverage amounts or specific types of events that are covered, so tenants should ensure that they have adequate coverage for their needs.

In conclusion, tenant insurance is a crucial type of insurance for renters in Regina. It provides protection for personal belongings, liability, additional living expenses, and peace of mind. Tenants should consider purchasing a policy to ensure that they are adequately protected in case of unexpected events. Talk to one of our Trusted Regina Insurance Brokers at Campbell & Haliburton we have your best interests and safety in mind when it comes to explaining tenant insurance and more.  Our commitment to customer service is one of the pillars of our business. We also know home insurance inside and out, so please get in touch with us for all of your insurance needs and we will be more than happy to help ensure what you value most is protected.

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**(This is a general overview. There are many different insurance companies, and there are always differences in insurance policies. For specific details on your policy and coverage, we recommend that you contact your agent or broker.)