Condo Insurance
Life comes with its costs. Safeguard your home and family with straightforward condo insurance from Campbell & Haliburton. We’re here to help you protect what matters most.
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Coverage Options
At Campbell & Haliburton, our condo insurance is designed to protect both your personal property and your liability. Whether it’s safeguarding your belongings or covering potential risks, we offer comprehensive solutions tailored to condo living, ensuring you and your home are well-protected.
Sewer Backups
Appliances
Collectibles
Jewelry
Property Damage
Renovations
Water Damage
Personal Property
Your condo holds more than just walls and floors—it’s filled with your personal belongings, from furniture and electronics to clothing and cherished keepsakes. Personal property coverage ensures that these items are protected against damage, theft, or loss, giving you peace of mind that you can recover and replace your possessions if the unexpected happens.
Liability Coverage
Living in a condo means you’re responsible not just for your own unit but also for your impact on those around you. Liability coverage protects you if someone is injured in your condo or if you accidentally cause damage to another unit. This essential coverage helps you manage the financial risks associated with accidents and mishaps, allowing you to live confidently and worry-free.
Insurance Resources
Commercial insurance can be as diversified as your business itself, so our brokers are here to help you determine what’s needed for your requirements.
Frequently Asked Questions
What does condo insurance cover?
Like home insurance, condo insurance can provide coverage for personal belongings. It offers additional protection, including unit improvements, building bylaws, equipment breakdowns, or sewer backups.
What is contingent coverage?
Contingent coverage insurance is for when there are damages to a unit and the condominium corporation either does not have insurance or has inadequate insurance.
What is bylaws insurance?
Building bylaws insurance covers the additional costs of fixing a damaged building to comply with current bylaws or building codes.
What unit improvements are covered?
Any upgrades to a standard unit (flooring, countertops, cabinets, etc.), whether by you or a previous owner, would be considered enhancements and are covered by your insurance.
How much is condo insurance?
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Commercial insurance can be as diversified as your business itself, so our brokers are here to help you determine what’s needed for your requirements.
