Farm Insurance
Your farm is both your home and your livelihood. Farm insurance has two components: including homeowner’s insurance and farming exposure. Call us today and we will make sure you have the policy you need to protect both you and your family.
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Coverage Options
Farming is both your passion and your livelihood, and safeguarding it is essential. At Campbell & Haliburton, we understand that farm insurance needs to be as varied as the operations it protects. From your property and equipment to your livestock and liability, we offer comprehensive coverage tailored to your specific needs.
Machinery
Fuel Tanks
Granaries
Shops
Quonsets
Tools
Barns
Irrigation Equipment
Property Insurance
Property insurance for farms covers the physical assets of your operation, including buildings, machinery, tools, and livestock. This type of insurance ensures that you can recover from damages or losses by providing coverage for the replacement value of your property. Whether it’s a barn, a tractor, or a crop, property insurance is essential to keeping your farm running smoothly after an unforeseen event.
Farm Exposure
Farming involves numerous risks, from weather conditions to equipment breakdowns. Farm exposure refers to the potential risks and liabilities associated with your farm operation. This includes everything from the machinery relied on to the livestock cared for, as well as the environmental factors that can impact your crops. Understanding farm’s exposure is key to selecting the right insurance coverage.
Insurance Resources
Commercial insurance can be as diversified as your business itself, so our brokers are here to help you determine what’s needed for your requirements.
Frequently Asked Questions
What does farm insurance cover?
Farm insurance covers so much more than your home. For example, it can protect outbuildings, including granaries and sheds, tools and equipment, livestock and grain.
How much farm insurance do I need?
Your farm should be insured for the cost of rebuilding if needed. This may not be the same as what the farm would sell for in the current market.
Does it cover tacks and trailers?
Absolutely. Both the tack and trailer are covered under your farm insurance as they are considered part of your farm’s property.
What is service line coverage?
Personal liability insurance protects you from financial loss if you accidentally injure someone or damage their property. This includes situations like someone slipping on your steps and becoming injured.
How much is farm insurance?
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GET AN INSURANCE QUOTE
Commercial insurance can be as diversified as your business itself, so our brokers are here to help you determine what’s needed for your requirements.