You invest in real estate, in our communities. You take care of your properties. You choose you tenants with care. At Campbell & Haliburton, myCH we help you protect your investment. We know what insurance coverages you need to enjoy peace of mind and sleep well at night, knowing that you are protected.
What Kind of Insurance Do I Need?
Just like your properties, insurance packages are not one size fits all. As a landlord you have specific needs that are significantly different from a homeowner. Not all rental insurance packages are the same; each one is unique. Whether you need coverage for increased building bylaws, vandalism or ice damming we can help. We know the differences and can explain them to you in plain speak.
How Much Insurance Do I Need?
Some landlords want their rentals rebuilt following a loss; others want to insure them for what they are worth on the market. Which is right? The better question is which is right for you? We have the discussion with you before something happens to ensure that you know what kind of insurance you have and there are no surprises at the time of a claim.
The myCH advantage
One the biggest pitfalls that a landlord can face is that the insurance company is not aware of the correct occupancy of the dwelling. We stay in touch with you every month so that together we can keep the insurance company updated. We’ll do the heavy lifting so that you can have peace of mind in knowing that your investment is protected.
Rental Home Insurance
- Replacement Cost Coverage is often available
- Sewer Back-up
- Service Line Coverage
- Equipment Breakdown Coverage
- Building Bylaws Coverage
Coverage for Lost Rental Income
The Fine Print
This is a summary. All insurance policies contain terms, limitations and differences. Don’t worry, we understand them, and we’ll walk through them with you. For all of these coverages there are limitations and exclusions. And in all cases the actual insurance policy wording is what will be used in the event of a claim. While we are not writing each and every exclusion here we do have the wordings and will make sure that you are not only given a copy of the wording booklet but also that we explain it to you before you purchase, and more importantly before there is a claim.