Tenant Insurance

Life is costly, and your belongings are valuable. Tenant insurance from Campbell & Haliburton, myCH.ca, helps you replace lost or damaged items due to fire, theft, or water, so you’re covered when the unexpected happens.

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Coverage Options

Renting a home has the same insurance responsibilities as owning a home. Rental companies often require tenant insurance to protect personal belongings from fire, theft, and water and sewer back-up. Many don’t know that tenant insurance can cover special items like jewelry, boats, motors, and bicycles or even provide liability coverage. One of our knowledgeable representatives would be happy to help you determine the right amount of coverage for your requirements.

Personal Property

Personal property coverage under tenant insurance safeguards your belongings, such as furniture, electronics, clothing, and valuables, against damage or loss from events like fire, theft, or water damage. This coverage helps you repair or replace these items, ensuring that you’re financially protected if the unexpected occurs.

Liability Coverage

Liability coverage in tenant insurance protects you if you’re found legally responsible for injuries or property damage to others that occur within your rented space. This includes incidents like accidental damage to a neighbor’s property or injuries sustained by guests. It helps cover legal costs and compensation claims, giving you financial protection and peace of mind.

Insurance Resources

Commercial insurance can be as diversified as your business itself, so our brokers are here to help you determine what’s needed for your requirements.

Frequently Asked Questions

Is tenant insurance a requirement?

It depends on the landlord or property management company. It is becoming more common for companies and landlords to require tenants to have coverage.

What is comprehensive insurance?

Comprehensive Insurance covers a wide range of risks, providing protection for any damage or loss that isn’t specifically excluded in the policy.

What is named peril insurance?

Named Peril Insurance covers only the risks that are specifically listed in the policy. If a risk isn’t named, it isn’t covered. This type of insurance provides more limited protection compared to comprehensive insurance.

Does tenant insurance cover relocation?

If something requires you to leave your unit while repairs are made, then yes, tenant insurance can cover the cost of living elsewhere, plus meals.

Are floods and sewer backups covered?
Yes, tenant insurance covers sewer backup or flooding due to sudden weather events.

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Commercial insurance can be as diversified as your business itself, so our brokers are here to help you determine what’s needed for your requirements.

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