Saskatchewan Government Insurance (SGI) is a crown corporation that provides vehicle registration, driver licensing, insurance, and damage claims services in the province of Saskatchewan, Canada. If your vehicle is damaged, SGI will conduct an assessment to determine the cost of repairs and whether the vehicle is repairable or a write-off.
Sometimes, the assessment provided by SGI may not be satisfactory or accurate, leaving the vehicle owner in a difficult situation. Fortunately, SGI provides an appeal process that vehicle owners can use to dispute the assessment and get a fair resolution.
Steps to Appealing a Vehicle Assessment
Obtain a copy of the assessment report
Before filing an appeal, request a copy of the assessment report from SGI. This report should provide a detailed breakdown of the damages and the estimated cost of repairs. Review the report carefully to identify any discrepancies or errors.
Gather supporting documentation
To support your appeal, you should gather any documentation that supports your position. This may include receipts for previous repairs, photographs of the damage, and estimates from other repair shops.
Contact SGI
Once you have reviewed the assessment report and gathered supporting documentation, contact SGI to request an appeal. You can do this by phone, email, or in person at an SGI Claims Centre.
Submit your appeal
After you have requested an appeal, SGI will provide you with a form to complete and submit. The form will require you to provide a detailed explanation of why you believe the assessment is incorrect, and any supporting documentation that you have collected.
Wait for a response
SGI will review your appeal and make a determination. This process may take several weeks, so be patient. If your appeal is successful, SGI may adjust the assessment and provide a new estimate for the cost of repairs. If your appeal is unsuccessful, you may still have options for further recourse, such as hiring an independent appraiser or consulting a lawyer.
In conclusion, appealing an SGI assessment of your vehicle damage can be a frustrating and time-consuming process, but it is important to ensure that you receive a fair and accurate assessment of the damage.