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Home Insurance Claim Process

There are many reasons why you may need to make a property claim. After a...

Rental Property Insurance

You have purchased a rental property. Fantastic! If managed correctly a...

Winter Holidays in Saskatchewan

Okay, it’s cold. It’s Saskatchewan and it’s winter. If we can, we want to...

When Disaster Strikes

Happy Anniversary I guess…  December 3, 2019 marks 5 years since my home...

The Basics of Home Insurance

In this blog, Campbell & Haliburton Insurance's own, Daryl Arendt,...

Wild Fires and Your Coverage

In this article, Campbell & Haliburton Insurance's own, Blaine...

Summer Storm Safety Tips

In this blog, Regina's Campbell & Haliburton Insurance own, Dave...

Home Damage Prevention

As temperatures have been warming up, it is a good idea to take stock of...

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Tips on Interviewing a Contractor

Home Insurance

What are some tips on interviewing a contractor in Regina? The Canadian Home Builders Association recommends interviewing potential contractors to understand their qualifications, references, suggestions for your project and an estimate of costs with a timeline of when the project could begin and when it would be finished.

 

Possible Questions for Interviewing a Contractor

 

Some of the important questions include:

  • How long has the company been in business?
  • How large is the company? Do they have staff or do they sub-contract?
  • What services do they offer and how did they gain their expertise in these areas?
  • Have they done renovations like you are requesting. If so, what suggestions can they offer?
  • Do they have proof of Workers Compensation and business liability insurance for the work they are engaging in?
  • Do they issue a written contract and is there a warranty on their work?
  • How will they approach your project (permits, do they assist in choosing products, schedule, do they anticipate household disruption, after clean-up)?

 

Always Ask

 

It’s always important to talk to your representative from Campbell & Haliburton to understand what your policy may cover! Further, if you are having any troubles interviewing or finding a qualified contractor, take a look at The Canadian Home Builders Association!

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C&H RESOURCES

FAQs

What does home insurance cover?

Home insurance protects one of the most significant investments an individual will make. It covers the property, structure, and possessions found within your home.

Will making a claim impact my premium?

When you make a claim, you pay a deductible before insurance covers the rest. Each claim may increase your premium. For small repairs, the premium increase might not be worth it, but for larger claims, the benefit can outweigh the cost.

What is personal liability insurance?

Personal liability insurance protects you from financial loss if you accidentally injure someone or damage their property. This includes situations like someone slipping on your steps and becoming injured.

Should I insure a vacant home?

Absolutely. Even if your house is vacant, it’s important to have insurance to protect it from potential loss or damage.

What is an overland water endorsement?

An overland water endorsement covers water that enters the home through doors and windows, typically from a storm. Conversely, a water extension endorsement covers river and creek overflow due to heavy rainfall.

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