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Tips on Operating Farm Machinery

Farm Insurance

What are some tips for safely operating farm machinery? To avoid accidents on the farm, you need to pay attention to many important safety tips, such as:

  • Be aware of and understand the nature of potential hazards.
  • Familiarize yourself with hazard warnings and decals on farm machinery.
  • Keep guards in place when operating machinery.
  • Stop engines, disconnect power sources, pocket keys, and allow all movement to subside before servicing or maintaining any agricultural equipment.
  • Only allow riders who are required for safely operating the machine.
  • Ensure everyone is clear of any machinery being started, engaged, or operated.

Common Hazards

 

Pinch Points

When two parts move together, with one that turns in a circle. For example, belt drives, gear drives, feeder rolls, etc. Clothing can be drawn into a pinch point. Stay well back of the area where a part is rotating.

 

Pull-Ins

Feed rolls and other similar components can drag an operator in, if the person is trying to unclog or feed material by hand.

 

Wrap Points

Any exposed, rotating shaft that can snag clothing and wrap it around the shaft.

This can include:

  • Shaft ends that extend beyond bearings.
  • Couplers, u-joints or keys protruding on shafts can increase the likelihood of wrapping.
  • Exposed beaters of any kind can become wrap hazards.

Shearing Points

When two surfaces move across each other like scissors. This kind of action is common on harvesting equipment.

The blades can either rotate or reciprocate and can be found on equipment that is not meant for cutting like an auger.

Crush Points

Are created when two objects move toward each other or one moving object moves toward a stationary object.

Raised hydraulics, overhead doors or equipment on jacks are all examples of potential crushing dangers.

Thrown Objects

Many pieces of farm machinery can hurt objects with great force. Mowers, choppers, and mills can all fling material. Being aware of your surroundings is important.

Free Moving

Farm machinery can continue rotating for a period even after power is cut. Stay clear of all moving parts until all motion has stopped before attempting any maintenance.

Remember:

 

The important thing around any farm machinery is to be aware of your circumstances and keep safety top of mind. We hope you enjoyed these tips on safely operating farm machinery!

Your Campbell & Haliburton insurance broker will be happy to discuss your farm insurance with you.

 

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FAQs

What does farm insurance cover?

Farm insurance covers so much more than your home. For example, it can protect outbuildings, including granaries and sheds, tools and equipment, livestock and grain.

How much coverage do I need?

Your farm should be insured for the cost of rebuilding if needed. This may not be the same as what the farm would sell for in the current market.

What is service line coverage?

Personal liability insurance protects you from financial loss if you accidentally injure someone or damage their property. This includes situations like someone slipping on your steps and becoming injured.

How much is farm insurance?

Farm insurance costs can fluctuate based on many factors. This may include what equipment you have, the scope of your farming activities, your property, and chosen insurance limits.

Does it cover tacks and trailers?

Absolutely. Both the tack and trailer are covered under your farm insurance as they are considered part of your farm’s property.

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