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TENANT INSURANCE
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Tenant insurance covers more than just your stuff—it protects you from the unexpected. Get a quote today and stay covered.
TENANT QUOTE
TENANT INSURANCE
COVERAGE OPTIONS
Did you know that renting requires similar insurance responsibilities to owning a home? Rental companies often require tenant insurance to protect your personal belongings.
COVERAGE OPTIONS
Personal Property
Insurance Options
Personal property coverage under tenant insurance safeguards your belongings, such as furniture, electronics, clothing, and valuables, against damage or loss from events like fire, theft, or water damage. This coverage helps you repair or replace these items, ensuring that you’re financially protected if the unexpected occurs.
Critical Coverage
Liability coverage in tenant insurance protects you if you’re found legally responsible for injuries or property damage to others that occur within your rented space. This includes incidents like accidental damage to a neighbor’s property or injuries sustained by guests. It helps cover legal costs and compensation claims, giving you financial protection and peace of mind.
COVERAGE OPTIONS
Liability Insurance
C&H TENANT INSURANCE
Insurance Resources
Frequently Asked Questions
What needs to be insured when renting a home or an apartment? Check out our FAQs for more information on tenant insurance.
Is tenant insurance a requirement?
It depends on the landlord or property management company. It is becoming more common for companies and landlords to require tenants to have coverage.
What is comprehensive coverage?
Comprehensive Insurance covers a wide range of risks, providing protection for any damage or loss that isn’t specifically excluded in the policy.
What is named peril insurance?
Named Peril Insurance covers only the risks that are specifically listed in the policy. If a risk isn’t named, it isn’t covered. This type of insurance provides more limited protection compared to comprehensive insurance.
Does tenant insurance cover relocation?
If something requires you to leave your unit while repairs are made, then yes, tenant insurance can cover the cost of living elsewhere, plus meals.
Are floods and sewer backups covered?
Yes, tenant insurance covers sewer backup or flooding due to sudden weather events.
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