Business Insurance
What does business insurance cover?
Commercial Property
Covers your building, equipment, inventory, and contents against perils like fire, theft, and vandalism — whether you own or lease your space.
General Liability
Protects your business if a customer or third party is injured, or if their property is damaged, as a result of your operations.
Business Interruption
Replaces lost income and helps cover ongoing expenses if a covered loss forces you to temporarily close or relocate.
Coverages to Consider
Depending on your industry, these additional protections are often worth discussing:
- Cyber Liability: Protection against data breaches, ransomware, and other digital threats.
- Equipment Breakdown: Coverage for sudden mechanical or electrical failure of essential equipment.
- Commercial Auto: Coverage for vehicles used in the course of running your business.
- Professional Liability: Protection against claims of errors, omissions, or negligent advice.
Frequently Asked Questions
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