Home Insurance
What does home insurance cover?
The Building
Covers the physical structure of your home and attached structures (like a garage) against perils like fire, wind, hail, and vandalism. We typically recommend comprehensive "all-risk" coverage.
Belongings
Covers your furniture, electronics, clothing, and other personal items. If your home was turned upside down and shaken, everything that falls out is considered belongings.
Liability
Protects you financially if someone is injured on your property or if you accidentally cause damage to someone else's property.
Saskatchewan Specifics
In Regina and Saskatchewan, certain coverages are especially important:
- Sewer Backup: Crucial coverage given our local infrastructure and heavy summer rains.
- Overland Water: Protection against water entering your home from heavy rainfall or spring thaw.
- Hail Damage: Essential protection for your roof and siding during summer storms.
Frequently Asked Questions
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