Farm Insurance Broker Regina

Farm Insurance In Regina

Your farm is your home and your livelihood.   At Campbell & Haliburton, myCH, we help you protect it.  We know what insurance coverages you need to enjoy peace of mind and sleep well at night.

Farm insurance in Regina has essentially two separate components:

The Homeowner’s Insurance Portion

The Farming Exposure Portion

Homeowner’s Insurance

Your farm is probably your most valuable asset.  But we know that it is more than just an asset, it is your home – where memories are made.  This is where you live, relax, and raise your family.  At Campbell & Haliburton, myCH, we’ll help you protect it.

How Much Insurance Do I Need?

Knowing the amount of farm insurance in Regina you need can be confusing.  Generally, you should insure your farm for the cost to rebuild it if something happened.  This may, or may not, be what it would sell for today (market value).  At Campbell & Haliburton, myCH, we will help you determine what it would cost to have your farm rebuilt should the unthinkable happen.  We have tools that can help you determine the cost to rebuild so that you can be properly insured in Regina.

What Kind of Insurance Do I Need?

Farm Insurance packages are not one size fits all.  We all have different needs and different budgets.  At Campbell & Haliburton, myCH, we will help you figure out the best Farm insurance for you.  Confused by terms like Prestige, Broad Form, or Comprehensive Insurance?  We’ll explain this to you in ways that will make sense.  Plain talk you can understand – not insurance speak.

Home Insurance Components

What kind of coverage or policy can you get for your Farm :

Replacement Cost and potentially Guaranteed Replacement Cost

Sewer Back-up and Overland Water Protection

Service Line Coverage

Equipment Breakdown Coverage

Building Bylaws Coverage

Additional Living Expenses

Personal Liability Insurance

Discounts – How do I save money on my insurance?

Age

Security Systems

CreditScoring

Deductibles

Being “mortgage free”

Being “claims free”

The Farming Exposure

Farm Buildings.

      Quonsets

      Shops

      Barns

      Fuel Tanks

      Granaries

      Machinery

      Irrigation Equipment

      Tools

      Tack Equipment

      Fertilizer & Chemicals

      Grain

      Fodder

      Livestock

      Firefighting Coverage

      Farm Liability

      Insurance for Custom Farming

The Fine Print

This is a summary.  All farm insurance policies contain terms, limitations and differences.  We understand them, and we’ll walk through them with you.  For all of these coverages there are limitations and exclusions.  And in all cases the actual insurance policy wording is what will be used in the event of a claim.  While we are not writing each and every exclusion here, we do have the wordings and will make sure that you are not just given a copy of the them, but also that they’re explained to you before you purchase, and more importantly before there is a claim.


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