Let’s explore why it’s vital to keep your Campbell & Haliburton home insurance broker in the loop whenever you make changes to your castle. Further, let’s unravel the connection between home improvements and your house insurance!
Home Improvements and Your House Insurance
Avoid the “Surprise Party” Scenario:
Imagine hosting an unforgettable party in your newly remodelled ballroom. The chandeliers are sparkling, the music is captivating, and the guests are twirling around the dance floor. Suddenly, disaster strikes! One of your guests accidentally damages your antique vase collection while practicing their impressive breakdancing moves. But wait—did you inform your insurance provider about the exquisite upgrades you made? Failing to disclose your home improvements might leave you in a sticky situation when it’s time to file a claim. Your provider won’t be impressed by your secret hidden room; they’ll want to know about it beforehand to ensure adequate coverage.
Enhance Your Castle, Safeguard Your Valuables:
Home improvements can do wonders for increasing the value of your property. For example, that dazzling outdoor swimming pool might become the neighbourhood hotspot during scorching summer days. However, this poses a higher liability risk. When you notify your Campbell & Haliburton insurance broker about such enhancements, you can ensure that your home insurance policy includes liability coverage for any unfortunate events that may occur on your property. So, go ahead and dive into your pool, knowing you’re well-protected!
Stay Ahead of the Coverage Game:
While we’d love to believe that life is all sunshine and rainbows, it’s important to be prepared for unexpected storms. Did you know that some home improvements, like adding a security system, might qualify you for a discount on your policy? It’s like finding a pot of gold at the end of a rainbow! Further, if you inform your Campbell & Haliburton insurance broker about your safety-conscious upgrades, you might save some coins. This can help you in investing in some even more magical transformations!
Customized Coverage Fit for a King or Queen:
Every castle is unique, just like every homeowner. Your insurance policy should reflect the individuality and specific needs of your home. When you inform Campbell & Haliburton Insurance about your home improvements, they can evaluate the changes and suggest adjustments to your coverage. After all, you wouldn’t want to face the wrath of an angry dragon without the appropriate protection, would you?
Congratulations, aspiring architects, and renovation enthusiasts! You’ve successfully completed this enlightening journey through the realm of home improvements and insurance. Remember: informing your insurance broker about any home improvements to your castle is a crucial step in safeguarding your home. By doing so, you can enjoy your magical home upgrades without losing sleep over potential coverage gaps or unexpected surprises.
So, go forth, unleash your creativity, and don’t forget to keep us in the loop—because together, we’ll ensure your castle remains a safe and enchanting haven for years to come! If you have any questions about getting your home insured in Saskatchewan, it’s recommended to consult with a Campbell & Haliburton team member. Our commitment to customer service is one of the pillars of our business. We also know insurance inside and out, so please get in touch with us for all of your home insurance needs. We will be more than happy to help ensure what you value most is protected.
**(This is a general overview. There are many different insurance companies, and there are always differences in insurance policies. For specific details on your policy and coverage, we recommend that you contact your agent or broker).
Campbell & Haliburton is a locally owned Regina insurance broker, and we are proud to be present in the same city that we started in 1957!! We are happy to be a part of the Regina community, as we believe this is one of the most important values of our company. Further, we are a certified SGI CANADA Regina insurance broker and know the importance of selling an insurance policy and educating each customer.