Summer brings not only sunny days but also the potential for storms and wildfires. While not all emergencies require home evacuation, some do, and it’s important to be prepared. If you’re unsure about handling an evacuation or have questions about your coverage during such situations, don’t worry! We’re here to provide some helpful information on mass evacuation coverage insurance.
Mass Evacuation Coverage Insurance
If you have a house, condo, mobile home, or tenant insurance policy with SGI, then good news! You already have their mass evacuation coverage. This coverage is designed to assist with the increased cost of living that arises in emergencies.
To qualify for this coverage, the emergency must be a risk covered by your policy. For example, a wildfire would count, as it directly impacts your property. Additionally, an evacuation order from a civil authority, such as a municipality or provincial government, must be in place. It’s important to note that you will only be eligible for this coverage if you evacuate your home based on an official evacuation order.
Expenses You Can Claim Under Mass Evacuation Coverage Insurance
This coverage will reimburse you for essential living expenses, including:
- your hotel room,
- meal costs,
- and other necessary items that you can’t bring from your home.
The coverage typically extends for up to 30 days, depending on the amount specified on your policy’s cover page.
Remember to retain all receipts for the expenses you incur during the evacuation period. On each receipt, note the reason for the purchase and how you intend to use the item or service. Taking photos of your receipts with your phone is also recommended to maintain a digital record.
If you find yourself in an evacuation situation, the first step is to ensure your safety and settle into a secure location. Once you have done so, get in touch with your Campbell & Haliburton Insurance broker to discuss the possibility of making a claim under mass evacuation coverage insurance. We will guide you through the claim process, or if you prefer, you can also file a claim online through MySGI.ca. We can also clarify how your insurance policy protects your home in the face of extreme weather, wildfires, or other threats.
**(This is a general overview. There are many different insurance companies and there are always differences in insurance policies. For specific details on your policy and coverage, we recommend that you contact your agent or broker).
Campbell & Haliburton Insurance is a locally owned Regina insurance broker, and we are proud to be present in the same city that we started in 1957!! We are happy to be a part of the Regina community, as we believe this is one of the most important values of our company. Further, we are a certified SGI Regina insurance broker and know the importance of selling an insurance policy and educating each customer.