In the province of Saskatchewan, there are 250,000 kilometres of open roads. The need for auto insurance might not always be top of mind for you as a driver. However, auto insurance is not just a legal requirement; it’s a vital safeguard for both drivers and their communities. That is why our blog will talk about why is auto insurance important in Saskatchewan!

Campbell & Haliburton Insurance is a locally owned Regina insurance broker, and we are proud to be present in the same city that we started in 1957!! We are happy to be a part of the Regina community, as we believe this is one of the most important values of our company. Further, we are a certified SGI Regina insurance broker and know the importance of selling an insurance policy and educating each customer.

Why is Auto Insurance Important in Saskatchewan?

Legal Requirement

Auto insurance in Saskatchewan is mandatory. The province enforces the Saskatchewan Auto Fund, a government-owned insurance program. This is designed to ensure that all registered vehicles have a basic level of coverage. If you don’t have valid auto insurance, this can result in fines, license suspension, and even legal consequences. Therefore, it’s crucial to abide by the law and protect yourself and others with auto insurance coverage.

Financial Protection

Auto insurance serves as a financial safety net. Accidents can happen unexpectedly. Further, the costs associated with repairs, medical bills, and legal fees can be staggering. Auto insurance makes sure that you won’t be personally responsible for these expenses. Instead, your insurer will cover the costs, helping you avoid financial ruin!

Protection for Others

Auto insurance doesn’t just benefit you, it also protects other road users. If you’re at fault, your insurance will cover the damage caused to others’ vehicles, as well as any injuries sustained. This not only ensures that victims receive compensation for losses but also helps maintain the peace and safety of the community.

Peace of Mind

Auto insurance provides peace of mind when you’re on the road. You can drive with confidence, knowing that you’re prepared for unexpected circumstances. This peace of mind allows you to enjoy the friendly communities of Saskatchewan without worrying about the what-ifs.


Auto insurance in Saskatchewan is not just a legal obligation. It’s a responsible choice that protects you, your fellow drivers, and the community. It ensures that you’re financially covered in case of accidents and provides a safety net for unforeseen event. This is precisely why auto insurance is important in Saskatchewan! If you have any questions about getting your auto insurance, please consult with a Campbell & Haliburton team member.

Trusted Regina insurance brokers

**(This is a general overview. There are many different insurance companies and there are always differences in insurance policies. For specific details on your policy and coverage, we recommend that you contact your agent or broker).